OUR SERVICE OFFERINGS

What we do
to bride the credit gap

Personal Loans

Life’s unexpected moments shouldn’t put a strain on your finances. Terra Microcredit’s Personal Loans provide individuals with quick and accessible financial support for personal needs such as medical emergencies, school fees, home improvements, or special projects. With minimal documentation, flexible repayment plans, and fast disbursement, our personal loans help you stay in control of your finances.

  • Loan amounts tailored to your needs

  • Competitive interest rates and convenient repayment options

  • Fast approval and minimal collateral requirements

  • Accessible to salaried employees, self-employed individuals, and entrepreneurs

Take charge of your financial needs today. Apply Now!

Trade Finance Loans

Running a successful trading business requires steady cash flow and financial backing. Our Trade Finance Loans are designed for traders, wholesalers, and retailers who need capital to purchase goods, expand inventory, or manage seasonal demands. Whether you operate a market stall, retail store, or wholesale business, this loan ensures that your supply chain remains uninterrupted.

  • Quick access to working capital for trade expansion

  • Flexible repayment structures to match business cycles

  • Minimal collateral and fast approval process

  • Suitable for small and medium-sized traders

Boost your business and keep your trade moving. Apply Now!

Working Capital Loans

A thriving business depends on consistent cash flow. Terra Microcredit’s Working Capital Loans provide small and medium-sized enterprises (SMEs) with the necessary funding to cover operational expenses such as rent, salaries, and daily business costs. Designed for businesses experiencing short-term liquidity gaps, this loan ensures you can sustain operations and seize growth opportunities without financial strain.

  • Short-term financing to keep businesses running smoothly

  • Fast disbursement for urgent needs

  • No hidden fees and transparent loan terms

  • Ideal for businesses in various industries

Stay ahead of business challenges. Apply Now!

Agro Loans

Agriculture is the backbone of many economies, and we are committed to supporting farmers and agribusinesses with tailored financial solutions. Terra Microcredit’s Agro Loans provide funding for crop production, livestock farming, agricultural equipment, and other farming-related expenses. Whether you are a smallholder farmer or managing a larger agribusiness, our loans help you cultivate success.

  • Financing for seeds, fertilizers, equipment, and farm expansion

  • Flexible repayment plans aligned with harvest cycles

  • Quick access to funds with minimal collateral

  • Designed for individual farmers, cooperatives, and agribusiness owners

Grow your farm, grow your future. Apply Now!

CONTACT US

Interested?
Let’s start the journey to financial success together.

CONTACT US